What's Happening In Benefits

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Important Benefits Links

Marketplace

Through Gallagher Marketplace you will be able to shop for your benefits and complete your enrollment online. When you login to the Gallagher Marketplace, a short video will go over how to use the Marketplace and you will answer some questions about yourself and your family to assist you in determining what plan choices best fit your needs.    Follow these steps to log in

  • Go to https://login.gallaghermarketplace.com
  • Username: APS + First Initial + Last Initial + DOB (MMDDYYYY)
  • Password: Last four of your SSN+ 4-digit year of DOB
  • Upon log in, you will be prompted to change your password

Example log in for Jane Smith with birth date of January 12, 1973 and a SSn of 123-45-6789

Username: APSjs01121973
Password: 67891973

 

Contributions and Rates

Starting with the 2017-18 school year, the APS contribution structure will change so that each employee receives $473.64 per month ($5,683.68 per year) for coverage. Employees that enroll in a plan with a monthly premium that is less than the $473.64 monthly contribution may use the additional dollars to offset the cost of dental insurance or for supplemental benefits (vision, supplemental life, or accident). For those who choose a high deductible plan with a Health Saving Account (HSA), the remaining employer contribution may be applied to the HSA.

All medical and/or dental premiums paid by employees will be deducted monthly on a a pre-tax basis. Click here to view the monthly premium rates effective July 1, 2017.  

Open Enrollment

During the open enrollment period employees will be allowed to:

  1. Select a Kaiser plan, including adding or deleting a dependent.
  2. Select one of two dental plans offered through Delta Dental, including making changes to dental insurance coverage.
  3. Newly elect or change a Medical and/or Dependent Care Flexible Spending Account (FSA). Employees are required to re-enroll in these accounts annually. .  


Medical

Effective July 1, 2017, Kaiser Permanente will serve as APS' sole healthcare provider. Kaiser will offer five different options under this new plan:    


DHMO Plans


HSA Plans


POS Plan

  • Point of Service (POS) Plan with 3 network options
    1. Traditional Kaiser Network
    2. Private Health Care Systems (PHCS) Network (preferred Providers)
    3. Out of Network                                            


Additional POS Information:
Physician Information | Added Deductible Coinsurance Plan | POS Formulary | Summary of Benefits and Coverage


Resource Guides

 
 



Dental

This year APS is offering two dental plans through Delta Dental.  

Delta Dental PPO plus Premier- Base Plan  Similar to APS' current dental plan

  • $1,250 per member, per calendar year
  • Individual Deductible - $50.00
  • Family Deductible - $150.00


Delta Dental PPO plus Premier- Buy Up Plan
  Additional benefits include Periodontics and Orthodontics

  • $1500 per member, per calendar year
  • Individual Deductible - $50.00
  • Family Deductible - $150.00


Click here to print your Delta Dental Card

Vision

New this year APS will be offering two United Healthcare Vision plans both to include exam, eyeglasses with standard single vision, lined bifocal, lined trifocal or lenticular lenses, standard scratch-resistant coating and frame or contact lenses in lieu of eyeglasses.


HSA and FSA

24Hour Flex administers a Flexible Spending Account (FSA) and Health Savings Account (HSA).  

  • FSA - Save money on your health care and/or dependent daycare expenses. You can enroll in one or both. You use each separately but they work similarly.
  • HSA - Save money now to pay for current or future medical expenses. In order to sign up for an HSA account you must have chosen to enroll in a Kaiser HSA plan.  


Cigna

APS offers several voluntary products through Cigna to help plan and maintain your health, well-being and sense of security.

  • Accidental Injury Insurance - Provides a lump sum payment if you are seriously injured as a result of a covered accident. Click here to see if Accidental Injury Insurance is right for you.  
  • Term Life Insurance - Financial resource for your loved ones if you should pass away. Click here to see if Term Life Insurance is right for you.  
  • Accidental Death and Dismemberment - Provides additional protection if you die or are seriously injured. Click here to see if Accident Death and Dimemberment is right for you.
  • Critical Illness Insurance - Provides a lump sum benefit to help you and your family if you are diagnosed with a covered critical illness. Click here to see if Critical Illness Insurance is right for you.  
  • Other Valuable Programs - Healthy Rewards, Identity Theft Program, Will Preparation, Secure Travel, Cignaassurance.