401K

  • You may contribute up to the IRS limit based on your age.
  • You select your investment funds. You are able to divide up your contributions among the funds that are available and manage those funds online at www.copera.org
  • Your choices include low and high-risk mutual funds.
  • Funds are available at age 59 ½ after separation of service from your employer.
  • All changes made prior to the 15th of the month will be effective in the following month's payroll. 
  • Payroll deduction forms to change contribution are here.

403(b)

  • You may choose to participate in Aurora Public Schools 403(b) plan administered by VALIC.  Click here to access plan highlights and steps on how to enroll.
  • All changes made prior to the 15th of any month will be effective in the following month's payroll 
  • If interested access form here

Colorado PERA 457

  • You may choose to participate in the 457 plan administered by ING. The 457 plan differs in several ways from the traditional 401(k) and 403(b) plans.
  • In the 457 plan you have access to your funds prior to age 59 ½.
  • The 457 plan allows employees to contribute to their 401(k) or 403(b) plan at the IRS contribution limit and also contribute at the same level to their 457 plan.
  • Enrollment should be completed online at www.copera.org before the 25th of the month.  The deduction will then be effective on the next month's payroll.
  • Any changes are also managed online with ING at www.copera.org or by calling PERA at 303-832-9550.